Privacy Policy

Privacy Policy

Introduction

Welcome to https://hazard-insurance.buzzzoomer.com (hereafter referred to as “Hazard Insurance,” “we,” or “our”). We prioritize and are committed to safeguarding your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, handling, and processing of personal information in adherence to various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s User Choice and Consent Act (UCPA)
  • Connecticut’s Connectict Data Privacy Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy is applicable to all aspects of our online presence, including but not limited to:

  1. Our official website at https://hazard-insurance.buzzzoomer.com.
  2. All associated applications, services, and products offered by Hazard Insurance.
  3. Any third-party platforms, applications, or services linked from our website, which have their own privacy policies governing data collection and usage. It’s crucial to review these policies before engaging with such external services.

Processing Activities

This policy governs the privacy aspects of your interactions when:

  1. You use any of our applications, access our services, or log in as an authorized user on our website.
  2. You visit any pages linked to and within this Privacy Statement.
  3. You receive communications from us via email, phone calls, text messages (SMS), or other channels.

Personal Data Collection

We collect a variety of personal data, including but not limited to:

  1. Account Information: Details related to your user account, such as username and password hashes.
  2. Payment Information: Credit/debit card details, billing addresses, and payment transaction records.
  3. Financial Information: Savings, investment, or insurance policy-related data, if provided during account setup or transactions.
  4. Purchase Information: Products or services bought from us, including order history and associated details.
  5. Mobile Device Identifiers: Unique device identifiers (UDIDs) and mobile phone numbers for push notifications and analytics.
  6. Location Data: GPS coordinates and location-based services data to personalize your experience.
  7. Feedback: Your responses to surveys, feedback forms, or product reviews.
  8. Social Media Information: Publicly available data from social media platforms when you interact with our content or share it.
  9. Product Information: Details about the products you view, search for, or purchase on our website.

We collect this data through various methods:

  • User input forms and profiles.
  • Automated technologies like tracking cookies and web beacons.
  • Third parties who provide us with aggregated or de-identified data, subject to their respective privacy policies.

Cookies

Hazard Insurance uses cookies to enhance user experience and perform analytics. Cookies are small text files stored on your browser that serve various purposes:

  1. Strictly Necessary Cookies: Essential for navigating our website and using its features.
  2. Preference Cookies: Remember settings you’ve chosen, such as language preferences or layout options.
  3. Analytics Cookies: Track website usage statistics to improve our services and understand user behavior.

Users can manage non-essential cookies through our Cookie Manager, allowing them to control their privacy preferences.

Retention and Deletion

We retain personal data for the duration required by law or for legitimate business purposes. Once the data is no longer needed for these purposes, we securely delete or anonymize it to prevent re-identification. Our retention periods vary based on the type of data and the reasons for collection.

Security Measures

We have implemented robust security measures to protect your personal data:

  • Encrypted Communication: All data transmitted between your device and our servers is encrypted using SSL/TLS protocols.
  • Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict privacy and security standards, ensuring the safe handling of your data.

Children’s Privacy

Our services are not directed at children under 18 years of age. We do not knowingly collect or store personal information from children in this age group. Parents or legal guardians should ensure that minors use our services with parental consent and supervision.

Your Rights

Depending on your location, you have certain rights regarding your personal data:

  • Access: Request access to the personal data we hold about you.
  • Rectification: Ask for corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Request the deletion of your data, subject to legal exceptions.
  • Restriction: Limit the use or processing of your data under certain circumstances.
  • Portability: Receive your personal data in a structured format for use with another service provider.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Be free from biased treatment due to exercising your privacy rights.

To exercise these rights, please contact our Privacy Team using the details provided below. We will respond to your requests in accordance with applicable law.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any modifications will be posted on this page, and we encourage users to review it periodically.

Contact Information

For any inquiries related to privacy, data requests, unsubscriptions, or if you have questions about this Policy, please contact us:

Our dedicated Privacy Team is available to assist you and ensure your privacy rights are respected.